Financing with Our Dealership

Why it's a good idea to finance your next car through us

We're committed to helping you find the right GMC Sierra 1500 truck or a Buick Encore GX at our dealership. To continue that enjoyable shopping experience, we make the process of getting the right financing easy when you work with our team of specialists in the finance center. Our friendly, knowledgeable specialists have the experience it takes to help you get the right financing for your next new or used GMC or Buick model. We'll listen to your needs and explain your options in clear, understandable terms. Here are some of the other things worth knowing when you finance with us at Baker Buick GMC Lowell in Lowell, MI.

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Some tips on how to decide whether to get a car loan or a lease

We offer two basic forms of financing to help you pay for your next vehicle. One solution is a car loan and the other financing option is a lease. A loan is the choice most customers around Grand Rapids and Ionia MI make because it allows you build cash value in the truck or SUV you buy from us. In addition, a car loan allows you to someday own that vehicle. With a lease, you'll have less out-of-pocket costs every month even though you can't ever own that vehicle or create any cash value.

Why so many people finance their vehicles with a car loan

Overall, a car loan is the best approach for most buyers over the long run. A car loan lets you create cash value, or equity, in your car, truck or SUV every time you make a monthly loan payment. That cash value can eventually give you thousands of dollars' worth of value that can help you pay for your next car. Financing with a car loan lets you totally pay off the loan so you can eliminate monthly car payments. Those are advantages you can't get with a lease.

Some reasons you might finance your next car with a lease

The other financing choice is leasing. When you finance with a lease, it's exactly like renting that vehicle so at the end of your lease, you won't have any cash value and you can simply return that vehicle to us. The upside is that you won't have to be concerned about selling the vehicle because you won't own it. A lease does provide you with a lower down payment and lower monthly car payments so it can be a good approach if you're trying to conserve your cash.

We offer a number of flexible credit options

  At Baker Buick GMC Lowell in Lowell, MI, we can help you pay for the new or used vehicle you need in a number of ways. Our online specials, factory offers and competitive rates on loans and leases can help you get the GMC truck or SUV or the Buick SUV you've been looking for. You'll find we offer new vehicle incentives for a lot of different vehicles on our website. That will help you get an attractive offer on a new loan or lease with special GM factory incentives to make your next vehicle easier to afford.

Frequently Asked Questions

How long does a car loan usually last?

Most car loans last anywhere from 48 to 72 months and the longer the term, the lower your monthly payments will be. We’re experienced at working with our valued customers from Forest Hill and Grandville MI to put together a financing package that will work for you.

Definitely. We've partnered with a variety Michigan customers who come to us with credit issues so we know how to help you find the right financing regardless of your credit history.

Most of the time we can offer financing without any down payment. We can also combine your taxes, registration and fees into the financing package if that will help you get the car you want. We'll be happy to go over your financing options at [Dealership Name] in Lowell, MI.

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  1. Baker Buick GMC Lowell

    746 W Main St
    Lowell, MI 49331

    • Sales: (616) 319-1385
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Get in Touch

  • Contact our Sales Department at: (616) 319-1385
  • Monday9:00 am - 8:00 pm
  • Tuesday9:00 am - 6:00 pm
  • Wednesday9:00 am - 8:00 pm
  • Thursday9:00 am - 6:00 pm
  • Friday9:00 am - 6:00 pm
  • Saturday9:00 am - 3:00 pm
  • SundayClosed